Well that all sounds a bit familiar. Except for the how much you have lost. Impressive. Ive probably lost that much over the years but its the same 20k that keeps coming back.
I know what to do and yet here I am AGAIN starting all over. Hopefully this will be the last time.
I'm 55( OMG how did I get soooo old), two grown adult children and 2 stepchildren one of whom is expecting . I live in country town in New South Wales Australia. I still have my bike license just in case, but in reality its been over 15 years since Ive ridden.
Would be great to chat if you are interested.