Welcome to FitDay and the forums!
I guess eating well does cost a bit more, but I think it's worth it. And exercise really needn't cost much--one can, of course, walk, do videos, even find weights to lift at home.
But, I agree that finding and keeping that motivation (I call it "flipping the switch") is the hard part. I wish I could help you flip yours but it took be years to get mine flipped back on.
If there's anything we can do to help, just speak up.
PS Thanks for the kind words in my "WIP" thread.
47 M 5'8"
May 4, 2010...... 440? lbs. (Start FitDay Size 60 Jeans)
June 19, 2010.... 393 lbs. (First Weigh-in)
June 19, 2011.... 229 lbs. (164 lbs. gone in one year :-)
Current Weight... 185 lbs. (Size 36 Jeans)
Next Goal 169 lbs. (07/04/12)
Ultimate Goal 165 lbs. (12/31/12)
The best exercises for weight loss are Fork Putdowns and Table Pushaways.