build your own gym
Do you have a garage or a corner of the cellar to set your gym up? In another month or so the yard sales will start and all of the exercise equipment that was bought on a New Years resolution will be up for sale. There's Craigs List as well.
Checkout a Yahoo newsgroup called Freecycle, they have local subsidiaries in your area, people put equipment up for free.
My kids and I have been training in the cellar for years.