Oh...forgot to add...the sleep vs. exercise is my personal demon.
People will tell you to just get up a bit earlier and make it happen. In some cases, that's absolutely great advice. In my case, though, it often means the difference between sleeping six hours and five hours, and seeing as how I should probably get more than six in the first place, I'm not willing to cut any more.
It has been proven that too little sleep impedes weight loss due to producing more of the stress hormone cortisol. What "enough sleep" is probably varies, but it is something to think about when deciding whether to sleep or exercise.
"If you drop an egg, you don't say, 'Oh, shoot' and drop the other 11, do you?"
-Source unknown, but obviously brilliant
Reached goal 4/16/2010...but kind of afraid to look these days