Heather, welcome to FitDay and the forums!
Logging your food and exercise is the best way I know to get your weight and fitness under control.
As to the gym, perhaps there are other alternatives than a 12 month contract? I know some of the ones around here do a monthly plan. In any event, there are so many exercises you can do in or around home for free to at least get started. Money is tight everywhere so I can understand where your husband is coming from--perhaps if he sees you exercising on a regular basis at home he might be more on board with the gym membership. Just a thought--we went through this with our daughter last year--she swore up and down she would go to the gym regularly--I think she went a total of three times. Eventually we cancelled the membership.
PS: The PM system here is not (yet) functional, though we've been assured it is a priority with the programmers.
47 M 5'8"
May 4, 2010...... 440? lbs. (Start FitDay Size 60 Jeans)
June 19, 2010.... 393 lbs. (First Weigh-in)
June 19, 2011.... 229 lbs. (164 lbs. gone in one year :-)
Current Weight... 185 lbs. (Size 36 Jeans)
Next Goal 169 lbs. (07/04/12)
Ultimate Goal 165 lbs. (12/31/12)
The best exercises for weight loss are Fork Putdowns and Table Pushaways.